Minimum Income Needed To Live Comfortable In The United State

David Marcus

What are the minimum income require to live in the united state comfortable? When you come across this type of query, you’ll need to have in mind that it depends on where you want to live in the United States.

For the pass year, cost of living in the united state have been increasing everyday by day. There are some cities in the United State that will require 6 figures income before you can be able to live comfortably. People are owing large debt due to education cost

Minimum income needed to live in the united state depends on so many aspect which include, location, choice, lifestyle and alot more. The most important factor to consider is the location you choose to live.

To live comfortably as a single person in the united state, your estimated income should be around $50,000 – $70,000 in other to cover up the bills including housing and basic needs.

Best place to live comfortably in the united state with income of $50,000 – $70,000 per year

Generally, $50,000 a year in a rural area will be comfortable to live, but if you looking to live in the top cities in US, then you need to budget more than this amount. Below I will list out all the best place where you can live comfortably in US with $50,000 – $70,000.

1. California

Beautiful view of California
View of California

California is a well known populous state in the united state. Being known for its cultural diversity with natural landscape. California show a great deal of variety and regards for being an expensive state. Many people living in California are not from one ethics group. The state is occupied with different religions. It’s wonderful how everyone get along. The weather is awesome, it’s something change from hot to cold and from dry to wet.

Living in California with income of $50,000 – $70,000 isn’t difficult. With such income, you can comfortably live in California without debt. Below are some monthly expenses to look up to when living in California:

  • Miscellaneous: $160
  • Gas: $200
  • Saloon: $60
  • Apartment Renting: $1,500
  • Outing: $80
  • Laundry: $30
  • Dental: $32
  • Cell phone: $180
  • Groceries: $250
  • Life Insurance: $40
  • Car Payment: $260
  • Car Insurance: $130
  • Electricity & Gas: $60
  • Internet &TV Package: $120

In total, the average cost of living in California monthly will be around $3100. If you keep to this economical way without spending much and unnecessarily, then you will be able to make saving with income of $50,000 – $70,000 per year

2. Arizona

Prescott, Arizona
Prescott, Arizona

This state is located in the southwestern part of united state. Arizona is less expensive in most areas. The state is 300 miles from east to west and about 400 miles from north to south. The cost of living in Arizona depends on so many factors including location and lifestyle.

There are a lot of forest in the northern Arizona and the southern part looks super hot with so much desert area. It’s a great place to live and spend time with your loves ones or family. You can comfortably live in Arizona with income of $50,000 – $70,000 depending on where you lived.

3. Vermont

Buildings on Montpelier, Vermont
Buildings on Montpelier, Vermont

Vermont is one of the high tax state in the united state with low median incomes. If your minimum income is $50,000 per year, you’ll be taxed around 9,781 per year in Vermont.

It is one of the smallest state by population in the United state. One disadvantages of Vermont is that your children may not be able to afford the cost of living there when they grow up.

In Vermont, you can choose to buy locals food within 20 miles.

4. Massachusetts

Nauset beach in Orleans, Massachusetts
Nauset beach in Orleans, Massachusetts

This is the fourth place on our list to call a home with minimum income of $50,000 – $70,000 Yearly.

Massachusetts is a cool and wonderful state in the US with over 6.9millions population. This area is quite different from any other place on the east coast.

Cities like Boston, Newton, Arlington Lexington, Belmont, and Winthrop are being found here. One of the advantages of living here is that in Massachusetts, you’ll find the best education and healthcare services in the state compare to every other state on the united state. If you’re looking to rent apartment here, you need to budget around $2500 – $3000 monthly.

The cost of living here depends on your lifestyle. As a single person, the cost of housing, clothing, health care, transportation with other necessities will be around 5 figure minimum income yearly.

5. Missouri

Downtown st. Louis, Missouri
Downtown st. Louis, Missouri

Missouri is known for its big and small rivers. The state has two major cities which includes Kansas City and St. Louis. The cost of living in the two cities are low because the cost of tax are even low than the average requirements.

In Missouri, the average cost of house rent range between $900 – 1500 depending on the type of apartment you need. If you earn income of $50,000 – $70,000 in Missouri, you’ll save more compare to living in somewhere like California with the same income.

Most low income State in US

It is recorded that Mississippi Is the most low income state with high rate of poverty in the United States. In this state, you’ll find the highest illiteracy rates. Student drop out from school because of poverty. The US Government place a warning billboard for visitors to stay clear.


A lot depends on the part of the united state you’re living. In some areas like California, Arizona, Vermont, Massachusetts and Missouri, you’ll be comfortable with stress free bills. So it’s not really the income that matters but your lifestyle and location.

FAQs (Frequently Asked Questions)

1. With income of $1200 Monthly, Can I live in the US?

Yes!! but in this case, you’ll need to get a roommate to share the cost of rent together. If your monthly income is $1200, that means you’re qualify for food stamps.

2. Is there any place in the US i can you live comfortably with income of $16,000 per year?

You can only live in a free rent with such income yearly. $16,000 is not enough to live comfortably in US

About David Marcus

David Marcus is a well known real estate agent and a web blogger, who have been in the industry for the pass few years and proven himself as one of the top real estate expertise in Nigeria. He had genuine passion for real estate. He’s also behind the success of, where he serve as an author and publisher before he now decide to establish his own brand funded.

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